Office Hours
9:00 AM - 5:00 PM
Our Location
Lexington, KY
Call Us Now
859-999-9589
We started Your Family Broker in 2015 after seeing several larger companies pushing
Agents and clients into something they did not need or want. We felt that that bait and switch was not an honorable way to do business. If I schedule an appointment with you you know exactly what we will be talking about. Nothing else comes up unless you ask about it.
Welcome to Your Family Broker, where personalized service meets a commitment to your unique needs. As an agent and veteran-owned brokerage, we take pride in delivering a level of care and dedication that sets us apart. Our primary focus is you—your dreams, your goals, and your peace of mind. With a deep understanding of the importance of family, we approach every client relationship as an extension of our own. At Your Family Broker, we believe in fostering lasting connections, building trust, and ensuring that your real estate journey is not just transactional, but transformative. Let us guide you through the process with integrity, expertise, and a genuine passion for making your real estate experience as seamless and satisfying as possible. Welcome to a brokerage that puts your family first.
If a question you have is not shown below please contact us to get yours answered
A: Medicare is a federal health insurance program for people aged 65 and older, as well as certain younger individuals with disabilities. It consists of Part A (hospital insurance) and Part B (medical insurance). You can enroll during the Initial Enrollment Period (IEP), which starts three months before you turn 65 and lasts for seven months.
A: Health insurance provides financial protection against high medical costs. It covers hospital stays, doctor visits, preventive care, prescription drugs, and more. Having health insurance ensures that you can access necessary medical care without facing significant financial burdens.
A: Yes, you can change your Medicare Advantage or Medicare prescription drug plan during the Annual Enrollment Period (AEP), which runs from October 15 to December 7 each year. During this time, you can switch plans to better suit your healthcare needs. Certain events can cause a special election period that will give you the opportunity as well. Check with an agent to see if you have a Special Election Period(SEP) available
A: Term life insurance provides coverage for a specific term, usually 10, 20, or 30 years, and pays a death benefit if the policyholder passes away during that term. Whole life insurance, on the other hand, covers the insured for their entire life and includes a cash value component that grows over time.
A: When choosing a life insurance policy, consider factors such as your financial goals, the amount of coverage you need, your budget, and the length of coverage. Term life insurance may be more affordable, while whole life insurance offers lifelong coverage and a cash value component.
A: Long-term care insurance helps cover the costs of care for individuals who can't perform certain activities of daily living or require assistance due to chronic illness or disability. It can cover in-home care, assisted living, and nursing home care. Individuals who want to protect their assets and have a plan for potential long-term care expenses should consider long-term care insurance. Remember that answers may vary based on specific insurance policies, regulations, and individual circumstances, so it's crucial to provide personalized advice based on the client's needs and situation.
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